Educational tool, not financial advice. Scoped to England & Wales for the 2026/27 tax year. Tax rules change — verify against HMRC guidance and consult a chartered tax adviser before acting on anything here.

When is the right time to exit?

Describe your compensation timeline for the current tax year. The planner sweeps month-end exit dates from 6 April 2026 to 5 April 2027 and shows total tax + net cash for each.

The 60% taper band (£100,000–£125,140) is the headline lever. So is the timing of your bonus and RSU vests — an exit dated before a vest excludes it from this year's income.

About you
Salary
Bonus events

Each bonus is paid on its date. An exit dated before that date excludes the bonus from this tax year's income.

RSU vest events

Quarterly vest is the common FAANG pattern. Up to four slots. An exit dated before a vest excludes that vest's market value from this year's income.

Pension